Eye creams are not strictly necessary for everyone, but if you have dry or sensitive under-eyes, a light eye cream can help. You can often get away with using the same moisturizer (below) around the eyes, but if you want a dedicated product, look for one in the $8–$12 range. For example, CeraVe Eye Repair Cream (~$9) contains hyaluronic acid and peptides. Alternately, Nivea’s Q10 or Olay’s affordable eye treatments can hydrate and address fine lines. This step is optional – skip it if you prefer to invest in serum or moisturizer instead.
Step 5: Moisturizer
A good moisturizer is a must. It locks in hydration and strengthens the skin barrier. Budget-friendly picks abound. Vanicream Moisturizing Cream (about $10) and CeraVe Moisturizing Cream/Gel (~$15) are two classics recommended by dermatologists for all skin types. They are fragrance-free and packed with ceramides to repair the barrier.
Another option is Cetaphil Daily Hydrating Lotion (~$14) with hyaluronic acid. All of these cost under $15 and should last 1–2 months with daily use. Choose based on your skin type: for oily skin, a lighter gel (like CeraVe PM) is fine; for dry skin, a richer cream (like Vanicream) helps restore moisture. In a pinch, even household items like pure aloe vera gel or a dab of coconut oil (more on that later) can hydrate cheaply. But sticking to $10–$15 drugstore creams ensures you’re not spending your whole budget here.
Step 6: Sunscreen
Never skip sun protection – it’s the single most important anti-aging step. As one PA said: “If you only commit to one product, make it sunscreen ”. Many dermatologists agree that broad-spectrum SPF 30+ is “the single most effective way to prevent premature aging, sun damage, and skin cancer”.
Fortunately, you can find excellent face sunscreens for under $15.
Great budget picks include e.l.f. Skin Suntouchable Matte Broad-Spectrum SPF35 (~$6) or Neutrogena Ultra Sheer Dry-Touch SPF55 (~$8). These formulas are lightweight and won’t leave a white cast. If you prefer a tinted option, CeraVe Hydrating Mineral Sunscreen SPF 30 (around $14) doubles as a tint for light coverage. For body, even Banana Boat or Equate (Walmart brand) spray sunscreens can be under $10. The point is: make sunscreen a non-negotiable final step each morning. Layer it over your moisturizer and be generous (a nickel-sized dollop for your face, more for neck and chest).5
Affordable Product Roundup
To recap, here’s an example budget routine around $50 total
Cleanser: La Roche-Posay Toleriane Hydrating Cleanser (~$15) or CeraVe Hydrating Cleanser (~$11)